StudentSecure Budget 保险保险福利概述

请使用此信息仅作为参考,不要仅根据此信息作出任何决定。如果您有任何疑惑, 问题或疑问。请参阅各保险内容以获取完整的信息。这里无法展示所有详细信息,或致电我们了解更多详情。如果此信息与实际的保险内容有任何差异,则以保险内容为准。

所有的数额都是美元。

保险不承保视力(眼镜等) 。

普通

StudentSecure® Budget
全面保险
Within PPO network: After copayments, plan pays 80% up to $45,000, then 100% up to the policy maximum. Outside PPO network: Pays Usual, Reasonable and Customary to policy maximum. Outside US: After copayments, plan pays 100% to policy maximum.
$25 copay per visit

医疗 - 门诊

Within the PPO network or outside the U.S.: $50 copay per visit. Otherwise, $100 copay per visit.
Urgent Care: $75 copay per visit within the PPO network or outside the U.S. Otherwise, $150 copay per visit.
To policy maximum In US: $350 copay
50% of actual charges
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum

医疗 - 住院

To policy maximum, average semi-private room including nursing services.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum

医疗 - 其它治疗和服务

60 days
Standard basic hospital bed and/or standard wheelchair rental up to purchase prices
Recreational: Included
$500 per injury/illness, if covered injury/illness results in hospital admission.
$5,000. Pregnancy must begin after effective date.
Maximum of 30 days. Cannot be provided at a Student Health Center.
Maximum of 30 visits. Cannot be provided at a Student Health Center.
Included in the Mental & Nervous Disorder benefit
Physical Therapy and Chiropractic Care: $50 per day

Must be ordered in advance by a physician.
United Healthcare PPO
医生,医院,紧急护理门诊,实验室和其他健康护理机构的网络。
没有药房,牙医和救护车的网络。
On effective date, $25,000 for Acute Onset only. After 12 month waiting period, same as any other eligible expense.
$250
$500
-
-
Included

其它

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Incidental: 15 days per 3 month period
Within the PPO network or outside the U.S.: $150 copay per visit. Otherwise, $300 copay per visit.
-
-
-
$50,000 Eligible medical expenses only
Outside Home Country

保险特征

Before effective date, full refund. After effective date, must be within first 60 days, pro-rated refund for whole months minus $25 cancellation fee, as long as no claims have been filed since the effective date; form required.
1 month up to 4 years
$0
Air Doctor Included
Email
Postal Mail
Courier
Per Incident
$0 0-64
Per Incident
$250,000 0-64
WorldTrips
Lloyd's

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  • 医疗给付, 至最高保额,参考正常,合理的惯常费用。免赔额和共同保险适用, 除非注明。
  • 当PPO网络内和PPO网络外给付存在差异时,当PPO网络内有益治疗时,以上显示给付适用。
  • 除非另有提及,否则保险保障是指每人的保险保障。
  • 上方区域的划线(-)表示不适用。

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